How right you are! Yes, we need to live the rest of the year too. After all, Christmas is basically one day.
We need to live according to our means but you are in a difficult dilemna. You are correct in how you are reading the situation, in my opinion, because is it really worth getting expensive gifts we cannot afford? Do children need the biggest and best? I think not.
If kids are getting the latest in technology because that is what they want, and even if their friends/neighbours have such gadgets, does that mean we have to borrow and do the same? I think not.
What are we setting our children up for if we give them all they want? What will happen to them out in the world on their own? Are we honestly preparing them to be able adults? I don’t think so!
I think we are setting them up for failure if we keep providing them with what they “want”. There is a difference between needs and wants.
I think you and your husband need to go outside of your home in a place where you can have a private conversation about this without the children present, and discuss honestly how you feel and hear what he feels. Please listen to his point of view, give him space to say how he feels and how he thinks you can afford what he is proposing.
If you both listen to each other, that would be a really good start. Tell him how you feel when he passes the comment to the kids. Try not to be mad with him, just let him know.
If you cannot talk together, maybe you could involve a good family member or friend.
You need to get to place where you can agree on what you need to spend and how you will finance this spending.
What is most important for children and families is that there is love in the home and there is security within their four walls.